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Student Travel Insurance

African teenage student standing outside

Studying abroad or traveling as a student is an exciting and enriching experience, but it also comes with unique challenges and risks. Safely Insure’s Student Travel Insurance Plan is specifically designed to provide young travelers with comprehensive coverage tailored to their needs. Whether you’re heading overseas for a semester, a study program, or a gap year adventure, this plan offers peace of mind so you can focus on learning and exploring.

What Is Student Travel Insurance?

Student Travel Insurance is a specialized policy that covers students studying or traveling abroad for an extended period. It combines medical protection with travel-related coverage to ensure students are protected from unexpected emergencies, illnesses, and trip disruptions while away from home.

Key Features of Safely Insure’s Student Travel Insurance Plan

Comprehensive Medical Coverage

  • Covers doctor visits, hospital stays, emergency dental care, and prescription medications abroad. Since many student health plans don’t cover international treatment, this benefit is crucial.

  • Includes coverage for accidents or illnesses that may occur during studies or travel.

Trip Interruption and Cancellation Coverage

  • Protects prepaid, non-refundable trip costs if the student must cancel or interrupt their travel due to illness, family emergencies, or other covered reasons. This helps protect tuition, housing deposits, or airfare expenses.

Medical Evacuation and Repatriation

  • Ensures emergency transportation to the nearest adequate medical facility or back home if necessary, which can be vital in case of serious illness or injury.

Baggage and Personal Belongings

  • Covers loss, theft, or delay of luggage and essential items like laptops, textbooks, or personal electronics students rely on during their studies.

Travel Delay Protection

  • Reimburses additional expenses like meals or accommodations caused by travel delays, helping students manage unexpected disruptions.

24/7 Emergency Assistance

  • Offers around-the-clock support for medical emergencies, travel issues, or other urgent situations.

Why Is Student Travel Insurance Important?

  • Many domestic health plans and university insurance policies don’t provide coverage outside the home country.

  • Medical care abroad can be costly, and students often don’t have access to government healthcare systems in their host countries.

  • Travel insurance protects students’ financial investment in their study programs and travel plans.

  • It ensures students have access to help and support in emergencies.

Who Should Purchase Student Travel Insurance?

  • Students studying abroad for a semester or longer.

  • Gap year travelers who plan to visit multiple countries.

  • Students attending international exchange programs, internships, or language courses.

How to Purchase

  • Policies can be purchased online through Safely Insure before departure.

  • It’s recommended to buy insurance soon after confirming study or travel plans to maximize coverage.

  • Coverage duration can usually be tailored to the length of the program or trip.

Pricing Factors

  • Age of the student

  • Destination country or region

  • Length of coverage

  • Coverage limits and optional add-ons such as coverage for adventure activities or pre-existing conditions

Important Tips

  • Review policy exclusions carefully, especially regarding pre-existing conditions or high-risk activities.

  • Make sure the policy meets visa requirements if applicable.

  • Keep copies of your insurance documents accessible while abroad.