Multi-Trip Insurance

Happy young Asian woman holding passport with boarding pass and airplane mockkup

For travelers who take multiple trips a year—whether for business, leisure, or visiting family—a Single Trip policy may not be the most convenient or cost-effective option. That’s where Safely Insure’s Multi-Trip Travel Insurance Plan comes in. Designed to cover an unlimited number of trips within a 12-month period, this plan provides continuous peace of mind without the hassle of purchasing new insurance before every journey.

What Is a Multi-Trip Travel Insurance Plan?

Also called annual travel insurance, a Multi-Trip plan covers all your trips taken within a 12-month period under a single policy. Instead of buying separate coverage for each trip, you pay one premium and are protected every time you travel during that year. This is ideal for frequent flyers, business travelers, or anyone who likes to explore often.

Key Benefits of Safely Insure’s Multi-Trip Plan

Coverage for Unlimited Trips

Travel as many times as you like within the policy year.
Each trip can last up to a specified maximum number of days (often 30, 45, or 60 days). Trips longer than this may require special arrangements.

Trip Cancellation and Interruption

Covers non-refundable prepaid costs if you cancel or interrupt any covered trip for eligible reasons such as illness, injury, or unforeseen emergencies.
Provides financial protection across all trips without the need to buy new policies.

Emergency Medical and Evacuation Coverage

Protects you with medical treatment abroad for multiple trips, including hospitalization, doctor visits, prescriptions, and emergency dental care.
Includes medical evacuation and repatriation benefits to transport you to the nearest suitable medical facility or home if needed.

Baggage and Personal Effects

Offers reimbursement if your baggage is lost, stolen, or delayed during any covered trip.
Helps replace essential items, reducing stress caused by lost luggage.

Trip Delay Protection

Covers additional expenses for meals, accommodation, and transport if any trip is delayed due to covered reasons such as weather or mechanical failure.

Optional Add-Ons

Adventure sports coverage for high-risk activities.
Cancel for Any Reason (CFAR) upgrades for more flexible cancellation options.

How Does It Work?

You purchase a Multi-Trip policy valid for 12 months from the purchase date or a chosen start date.
Each trip you take during this period is automatically covered up to the maximum trip duration allowed.
If your trip exceeds the maximum allowed days, you may need to buy additional coverage or a Single Trip plan.

Who Should Consider Multi-Trip Insurance?

Frequent travelers who take 2 or more trips per year.
Business travelers making multiple domestic or international trips.
Vacationers who prefer multiple short breaks rather than one long holiday.
Families or couples traveling often who want the convenience of one plan.

Pricing Factors

Age of traveler(s)
Number of travelers covered on one policy (individual, couple, family)
Maximum trip duration covered per trip
Destination regions (domestic, international, worldwide)
Coverage limits and optional add-ons selected

Buying early and understanding your travel patterns will help you select the best plan and price.

Important Considerations

Each trip must fall within the policy’s maximum trip length. Longer trips need separate coverage.
Coverage applies only to trips taken during the policy period—if your trip starts after the policy expires, it won’t be covered.
Pre-existing medical condition coverage, CFAR, and adventure sports coverage usually require early purchase or notification.

Filing a Claim

The claims process is similar to Single Trip plans: keep all receipts, reports, and documentation related to your claim. Safely Insure offers online and phone support to guide you through filing claims efficiently.