Family Travel Insurance

Happy family of four walking in the mountains. Family concept. Family trip.

Traveling with family can be one of life’s greatest joys, but it also brings unique challenges and risks. From young children to elderly relatives, each family member has different needs, and Safely Insure’s Family Travel Insurance Plan is designed to provide comprehensive protection for everyone on your journey. Whether you’re planning a vacation, visiting relatives abroad, or taking a multi-generational trip, this plan ensures peace of mind for all ages.

What Is Family Travel Insurance?

Family Travel Insurance is a policy that covers multiple travelers under one plan, usually including parents and dependent children. It offers the same benefits as individual travel insurance but combines coverage for everyone, often at a discounted rate compared to buying individual policies separately.

Key Benefits of Safely Insure’s Family Travel Insurance Plan

Trip Cancellation and Interruption

Covers prepaid, non-refundable trip costs if you or any family member must cancel or interrupt the trip due to illness, emergencies, or other covered reasons. This is especially valuable when traveling with children, as illness or unexpected issues can disrupt plans.

Emergency Medical Coverage for All Ages

Provides medical protection for every family member, from infants to seniors. It covers doctor visits, hospital stays, emergency dental care, and prescription medications abroad.

Medical Evacuation and Repatriation

Ensures safe transport to the nearest appropriate medical facility or back home for any family member in case of a serious medical emergency.

Baggage Loss and Delay Protection

Protects the family’s belongings collectively, reimbursing for lost, stolen, or delayed luggage and essential replacement items.

Trip Delay Coverage

Covers additional expenses incurred due to travel delays, such as meals and accommodations, for the entire family.

Optional Add-Ons

Coverage for pre-existing medical conditions of family members.
“Cancel for Any Reason” (CFAR) options to allow more flexible trip cancellations.
Coverage for adventure activities if the family plans active excursions.

Who Should Consider Family Travel Insurance?

Families traveling internationally or domestically for vacations or visits.
Multigenerational trips involving grandparents, parents, and children.
Families seeking convenience with one policy covering everyone instead of multiple separate policies.

How to Purchase and Eligibility

Typically covers up to two adults and their dependent children under a certain age (often 18-21, depending on the policy).
Policies can be purchased online through Safely Insure, often with the ability to customize coverage limits and add optional benefits.
Buying early after booking the trip ensures maximum protection, especially for cancellation benefits.

Pricing Considerations

Premiums depend on the number of travelers, ages, destinations, trip length, and selected coverage.
Group discounts often make family policies more affordable than purchasing multiple individual plans.

Important Notes

Check the age limits for dependent children to ensure they’re covered.
Understand coverage limits for medical and baggage claims per person or per family.
Review policy exclusions carefully, especially regarding pre-existing conditions or adventure activities.