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Adventure Sports Travel Insurance

Woman in sports clothes with backpack standing on a rock and looking up during mountain hike

For travelers who seek adrenaline and excitement through adventure sports like skiing, scuba diving, mountain climbing, or skydiving, having the right travel insurance is critical. Safely Insure’s Adventure Sports Travel Insurance Plan is designed to cover the risks associated with these high-energy activities, offering specialized protection that standard travel insurance policies often exclude. Whether you’re hitting the slopes, exploring underwater reefs, or trekking rugged terrain, this plan ensures you’re covered for unexpected incidents.

Why Adventure Sports Travel Insurance?

Standard travel insurance plans typically exclude injuries or incidents related to adventure sports and extreme activities due to their higher risk. Without proper coverage, medical bills, evacuations, or trip interruptions caused by accidents during these activities can lead to significant financial loss. Adventure Sports Travel Insurance fills this gap by offering coverage specifically for such activities.

What Activities Are Covered?

Safely Insure’s plan typically includes a wide range of adventure sports such as:

  • Skiing and snowboarding

  • Scuba diving and snorkeling

  • Mountain climbing and hiking

  • Paragliding and skydiving

  • Bungee jumping

  • White-water rafting

  • Zip-lining and more

Coverage can vary, so it’s important to confirm that your specific activities are included.

Key Benefits of the Adventure Sports Plan

Medical Coverage for Sports Injuries

  • Pays for emergency medical treatment, hospital stays, surgeries, and rehabilitation resulting from covered adventure sports injuries.

  • Includes coverage for accidents that happen during your activities abroad, which are often excluded from regular policies.

Emergency Medical Evacuation and Repatriation

  • Covers the high cost of evacuating you from remote or difficult-to-access locations to the nearest appropriate medical facility.

  • Includes repatriation back home if medically necessary.

Trip Cancellation and Interruption

  • Protects your prepaid expenses if you must cancel or cut short your trip due to injury sustained during adventure activities or other covered reasons.

Equipment Coverage

  • May offer protection for lost, stolen, or damaged sports equipment such as skis, dive gear, or bicycles.

Trip Delay and Baggage Coverage

  • Reimburses for delays or lost luggage, including essential items needed for your sports activities.

Who Needs Adventure Sports Travel Insurance?

  • Skiers and snowboarders traveling to winter resorts.

  • Divers exploring exotic reefs.

  • Hikers and climbers venturing into challenging environments.

  • Anyone planning high-risk activities abroad who wants peace of mind.

How to Purchase

  • Adventure sports coverage is usually purchased as an add-on to a base travel insurance plan through Safely Insure.

  • It’s best to buy coverage early, ideally when booking your trip, to ensure full protection.

Pricing Considerations

  • Premiums vary based on the types of activities covered, trip duration, traveler age, and destination.

  • Adding adventure sports coverage increases the cost but significantly broadens your protection.

Important Notes

  • Always disclose the activities you plan to undertake when purchasing the policy.

  • Review specific exclusions and limitations related to certain extreme sports.

  • Some highly risky activities may require special coverage or be excluded altogether.